Borrowing Base - Collateral

The Collateral tab of the Borrowing Base allows the user to drill into each underlying asset of the facility. Only assets with an outstanding balance greater than 0 are displayed.

Users can toggle between different Eligible Pools to filter the assets based on the assigned pool.

A simplified view will appear so users can capture basic information of each loan

1) Assigned Date is the date the asset was assigned to the facility. Note this does not mean the date the loan was disbursed, although they can be

2) Loan ID is the unique ID associated with the asset

3) Outstanding Balance is the total outstanding principal value of the asset

4) Facility Value is the outstanding balance multiplied by the discounting rule based on DPD or Concentration rules.

5) Status is whether the loan is associated with a specific Eligible Pool or if it’s Ineligible due to breaking a rule.

Users can drill into more information about the asset by clicking the arrow on the left hand side of the Assigned Date.

If the loan is Ineligible it will be flagged in the detail space what rule the asset broke to enable users to understand why it’s ineligible for this facility.

The Collateral section can be customized when setting up a debt facility. The standard setup is the following but can be updated:

Variable Placement: Name

Top Variable: Assigned Date
Top Variable: Loan ID
Top Variable: Outstanding Balance
Top Variable: Facility Value
Top Variable: Status
Min. Variable: Origination Date
Min. Variable: Term
Min. Variable: Product
Min. Variable: Internal Risk Score
Min. Variable: Next Payment Amount
Min. Variable: Next Payment Date
Min. Variable: Max DPD
Min. Variable: DPD
Min. Variable: Loan Number
Min. Variable: Disbursement Value
Min. Variable: Geography
Min. Variable: Interest Rate