--- title: Key Indicators description: Here is a list of definitions and calculations on the Key Indicators page. --- [Skip to content](https://knowledgebase.cascadedebt.com/key-indicators#main-content) English Show submenu for translations [Customer portal](https://support.cascadedebt.com/tickets?hsLang=en) ![cascade-lockup-dark.png\]](https://knowledgebase.cascadedebt.com/hs-fs/hubfs/Logos%20(new)/cascade-lockup-dark.png?height=40&name=cascade-lockup-dark.png) Open main navigation Close main navigation - English Show submenu for translations - [Customer portal](https://support.cascadedebt.com/tickets) - Go to www.cascadedebt.com Go to www.cascadedebt.com How can we help you? - There are no suggestions because the search field is empty. 1. [Cascade Debt Knowledge Base](https://knowledgebase.cascadedebt.com/?hsLang=en) 2. [Analytics](https://knowledgebase.cascadedebt.com/analytics?hsLang=en) # Key Indicators ## Here is a list of definitions and calculations on the Key Indicators page. ### **Cumulative Traction **  **1. Total Unique Clients** means the number of unique clients the company has had between two points of time (typically beginning of operations to current date).  *Calculation*: *Total count of unique customer\_id from beginning date to end date.*  *Why Include: To see how many clients the company has served over time.*  **2. Total Loans** means the total number of loans disbursed by the company between two points of time (typically beginning of operations to current date)  *Calculation*: *Total count of unique loan\_id from beginning date to end date*  *Why Include: To see how many loans the company has disbursed over time.*  ### **Current Traction**  **1. Avg Monthly Volume (Last 3m)** means the average Monthly Volume for the previous 3 months.  **2. Avg Monthly Volume (Last 12m)** means the average Monthly Volume for the previous 12 months.  **Monthly Volume** means the sum of all Original Principal Balance for loans disbursed in a monthly period.  *Why Include: To see how much money the company is disbursing to clients each month.*  **3. Outstanding Portfolio** means the Outstanding Principal Balance Excluding Writeoff where Writeoff is set to 180 days unless otherwise adjusted by the company.  **4. Active Loans** is the total number of loans active in each calendar month. Sum of number of loans with outstanding balance \> 0, excluding writeoffs.  *Why Include: * To see how many loans that are actively borrowing money from the company **5. Active Borrowers** is the total number of clients active in each calendar month. Sum of number of clients with outstanding balance \> 0, excluding writeoffs.  *Why Include: * To see how many clients that are actively borrowing money from the company  ### **Portfolio Characteristics **  **1. Avg Headline Interest Rate (Last 12m)** is the weighted average Headline Interest Rate of the selected portfolio for the previous 12m based on the Original Principal Balance.  **2. Avg Annual Percentage Rate (APR)** is the weighted average of APR of the selected portfolio for the given time period based on the Original Principal Balance.  *Why Include: Often consumer protection laws require companies to disclose the APRs associated with their product offerings in order to prevent companies from misleading customers and based on this has become a global metric to compare the cost of loan products.*  **3. Avg Term (New Adds)** is the weighted average Term in Months of the selected portfolio for the loans disbursed in the current month based on the Original Principal Balance  **4. Avg Loan Size (New Adds) i**s the average of the Original Principal Balance of the selected portfolio for disbursements in current month.  **5. Avg Headline Interest Rate (New Adds)** as reported by the originator for loans disbursed in current month  **6. Avg APR (Last 12m)** is the weighted average of APR for the selected portfolio for the previous 12 months based on the Original Principal Balance.  **7. Avg Term (Last 12m)** is the weighted average Term in Months of the selected portfolio for the previous 12 months based on the Original Principal Balance.  **8. Avg Loan Size (Last 12m)** is the average of the Original Principal Balance of the selected portfolio for the previous 12 months.  ### **Portfolio Performance **  **1. PAR 30** means the PAR calculation with a Bad Definition of DPD 30 and a Writeoffs calculation of 180 or otherwise indicated based on the company’s internal policies.  **2. PAR 90** means the PAR calculation with a Bad Definition of DPD 90 and a Writeoffs calculation of 180 or otherwise indicated based on the company’s internal policies.  **3. Bad 90 @ 6months** means the PAR calculation with a Bad Definition of DPD 90 and a Writeoffs calculation of 180 or otherwise indicated based on the company’s internal policies for all loans with a Month On Book of 6 months or greater.  **4. Bad 90 @ 12months** means the PAR calculation with a Bad Definition of DPD 90 and a Writeoffs calculation of 180 or otherwise indicated based on the company’s internal policies for all loans with a Month On Book of 12 months or greater.    - [Getting started](https://knowledgebase.cascadedebt.com/getting-started?hsLang=en) - [General](https://knowledgebase.cascadedebt.com/general?hsLang=en) - [Onboarding](https://knowledgebase.cascadedebt.com/onboarding?hsLang=en) - [Data Definitions & Schema](https://knowledgebase.cascadedebt.com/data-definitions-schema?hsLang=en) - [Integrations](https://knowledgebase.cascadedebt.com/integrations?hsLang=en) - [Analytics](https://knowledgebase.cascadedebt.com/analytics?hsLang=en) - [Manage](https://knowledgebase.cascadedebt.com/manage?hsLang=en) - [Deal Infrastructure/Master Servicing](https://knowledgebase.cascadedebt.com/deal-infrastructure-master-servicing?hsLang=en) [![](https://knowledgebase.cascadedebt.com/hs-fs/hubfs/Logos%20(new)/cascade-lockup-dark.png?width=2000&height=475&name=cascade-lockup-dark.png)](http://www.cascadedebt.com) Copyright © 2026, Cascade Debt